American Express British Airways Credit Card – BA Amex Review

American Express British Airways Credit Card BA Amex UK Review




Today we Review for you the Free American Express British Airways BA Amex Credit Card issued in the U.K. 

Also known as the BA Amex Credit Card, we will set out below all the benefits of the Amex British airways Card including the Great Avios Bonus Point Sign Up Offer, the Free Companion Voucher known as the 2-4-1, and all the Tips & Tricks to get the very best out of your card.

BA Amex Blue Credit Card

Before we get started, I regularly read online people stating this is not such a good card towards its Big Brother, the American Express Premium Plus Card which costs £195 a year.

I keep asking myself why, and you should too!

The British airways American Express Card is FREE, No Annual Fee, its costs you nothing and that’s forever..

You also do not have to have a large income anymore to be accepted for an Amex Card. A while ago American Express relaxed their minimum income requirements.

Every penny counts for us and annual fees are a major factor when we decide on taking out a new credit card, this should also factor highly in your decisions also.

Why should you pay £195.00 a year for a credit card, when you can get another card doing a similar thing for FREE?

Let’s start by looking at all the benefits of the British airways American Express Card.




British Airways American Express Card Key Benefits

American express ba card

6,000 Bonus Avios Points when you sign up and spend £1,000 in your first 3 Months by clicking here> BA Amex Sign Up Bonus <Otherwise you will only earn 5,000 Bonus Avios Points Bonus.

You will earn 1 Avios Point for every £1.00 you spend using the BA Amex Card.

You receive a Companion Voucher otherwise known as the 2-4-1 voucher which entitles you when buy One flight ticket using Avios Points, you get a Free ticket for your companion when you spend £20,000 a year on your BA Amex Card. Expires after 12 Months from the date of the Voucher is issued.

(Later on we will teach you how to only spend £10,000 a year to get the 2-4-1 Voucher using our Tips)

No Annual Fee forever or for aslong as you hold the card.

Regular Bonus Point offers / Cashback offers in your account.

Free Travel Accident insurance cover protects you for up to £75,000 on public transport when you buy your ticket using your BA Amex Card.

24/7 Amex Customer Service even outside of the U.K.

British airways American Express Card Annual Fee

Ba amex card earning aviosAs we have already stated above, the BA Amex Card comes with no annual fee. 

For me, this is one of the “Stand Out” benefits of this card. Why would you want to pay £195.00 a year for a credit card that only offers you a few more benefits than one for free?

With all fee free credit cards, we take them out and keep them forever in the wallet or in the drawer to use later. It doesn’t matter if you do not use the card for a while, your not paying anything for it.

BA Amex Blue Card Avios Earning Rate

British airways American Express sign up bonus

The British airways American Express card earns Avios loyalty points at a rate of 1 point per £1.00 spent. 

Now, considering this card is completely free with No annual fee’s ever, this makes this card extremely generous when you compare it to other avios point earning cards on the market today. 

The American Express Preferred Rewards Gold Card, Review found by clicking the link here > American Express Gold Card Review < earns Avios Points at the same rate but you only get your first year for Free.

Year 2 and every membership year after for the Amex Gold Card will cost you £140.00 in fee’s.

American express is becoming more & more popular these days and many retailers are starting to accept Amex on the high street and Online for payment, so using the card to rack up those avios points will never be a problem for you.




The British Airways American Express Companion Voucher

British airways Amex companion voucher

By far the biggest perk of the American express British airways card is the Free British airways Companion Voucher.

The British Airways Companion Voucher enables the account holder to receive 2-4-1 travel with a Companion Voucher when you spend £20,000 each membership year on your British airways American Express Card, expires after 12 months.

This allows you, as the account holder with a Companion Voucher to take a companion with you on the same flight and cabin when you redeem your Avios Points for a British Airways avios reward flight. Taxes, fees and carrier charges do apply though.

The Amex Companion Voucher is a 2 for 1 saving on the total amount of avios points required for an avios point reward flight.

How to Book an Award Flight using your BA Companion Voucher

Calculate how many Avios Points are required for you to take a trip entirely using Avios points return and the second person Flying with you (Companion) flies completely Free, Its like a Buy one, Get one Free offer!

Remember that the entire award booking will be subject to taxes to pay. 

To book a British airways Avios award ticket/s, navigate within your British airways Executive Club and follow the images displayed below:

British airways executive club login

 

 

 

 

 

 

 

 

 

Ensure you select from the drop down box on the left hand side of your British airways Executive Club Club page to display “Book with Avios“.

Enter your departure airport from within the UK (BA Companion Vouchers only work when departing from the UK). Then your destination airport, select Return and your preferred dates.

BA companion voucher

 

 

 

 

 

 

 

 

 

Next, you can use the “Reward Flight Finder” or “Search and Book” sections as above to find an overview of availability on your chosen dates or see availability for your chosen cabin class across all months up to a year in advance.

British airways reward flight finder

 

 

 

 

 

 

 

 

 

 

 

 

Next, select your inbound flight in your chosen cabin class and date and press Continue.

British airways American Express 241 voucher

 

 

 

 

 

 

 

 

You will then end up at your Avios Point Reward Booking summary page displaying all your selected dates and your selected cabin class of choice.

If you see the above example booking we carried out, it displays the total amount of Avios Points required and the total taxes to pay.

When using the American Express British airways Companion Voucher in your BAEC account, the total of Avios Points required for this booking would be halved so only 148,000 Avios points instead of 296,000.

The above example booking used First Class, Return fares for two passengers. Flying first Class using the BA Companion 2-4-1 Voucher in our opinion is the best value you can get when using a 2-4-1.(Cash Price £7000).

You still would have to pay £1,335.92 in taxes when using the BA Companion Voucher.

On your booking summary page there will be displayed a message if you would like to use your Companion Voucher.

BA Amex 241 companion voucher

 

 

 

 

 

 

Simply press on “Redeem” and your Companion Voucher will be applied to your booking and will automatically update the required amount of avios points required deduction 50%.

 

How to get the Best Value from the BA Companion Voucher

BA FIRST CLASS CABINS

In our opinion the best value when using your Companion Voucher would be to find availability on BA First Class. 

Award availability using Avios Points can have its benefits. You can still find availability using points and your Companion Voucher when your chosen flight dates are all sold out.

Another good value for using avios points could be in “Peak Seasons” when flight prices are hiked high saving you thousands of pounds.

Economy Class is not worth it due to the taxes you still have to pay, choosing Economy could come out at roughly the same price of paying cash for the same fare ticket but at the same time wasting thousands of avios points & the 2-4-1 voucher.

You can hold up to 2 BA Companion Vouchers at any one time in your account. Or have Companion Vouchers in your account and Companion Vouchers in your partners BA account but still fly together in the same flights.

By having more than one 2-4-1 vouchers available means you can book family members on your flights.

How to Get a BA Amex Card Companion 2-4-1 Voucher for Spending £10,000 (Not £20,000)

BA Amex upgrade 241 voucher

American express allow you to upgrade your British airways American express Card to the British airways Premium Plus Card. This can be completed within your account or by calling Amex Customer Services to action.

Spend £10,000 on your British airways American Express Card, upgrade to the BA Premium Plus Card and shortly after you will receive an email notification that you have earnt a BA Companion Voucher.

At this point, to ensure you do not pay any fees on the BA Premium Plus Card, simply downgrade your card back to the BA Amex Card you originated with. 

This tactic works and is common knowledge and allowed by Amex. Using this tip results in you receiving the same Companion Voucher issued by the £195.00 a year BA Amex Premium Plus Card but on the fee free card.

Now you know this trick, why would you pay £195.00 a year when you get almost the same benefits for Free?

British Airways American Express Card vs BA Amex Premium Plus Card

British airways American Express card vs BA Amex Premium Plus card

In this section we look at the British airways American Express Card vs the BA Amex Premium Plus Credit Card as a Comparison in Benefits & Value for Money.

As detailed above, we have been discussing mainly all the benefits of the BA Amex Blue Card, now lets look at the Black BA Amex Premium Plus benefits.

The British airways Premium Plus Card Benefits

26,000 Bonus Avios Points when you sign up and spend £3,000 in the first 3 Months of membership by clicking here> BA Amex Sign Up Bonus <Otherwise you will only earn 25,000 Bonus Avios Points Bonus.

You will earn 1.5 Avios Point for every £1.00 you spend using the BA Premium Plus Amex Card.

You receive a Companion Voucher otherwise known as the 2-4-1 voucher which entitles you when you buy One flight ticket using Avios Points, you get a Free ticket for your companion when you spend £10,000 a year on your BAPP Card, expiry 24 Months.

£195.00 Annual Fee, each & every Membership year.

Regular Bonus Point offers / Cashback offers in your account.

Free Travel Accident insurance cover protects you for up to £75,000 on public transport when you buy your ticket using your BA Amex Card.

24/7 Amex Customer Service even outside of the U.K.

Notice any similarities above to the BA Amex Blue Card?

BA Amex vs BA Premium Plus

So, the only difference in benefits we can see between the British airways American Express card vs the British airways Premium Plus Card are:

BAPP – 25,000 extra Avios Points but you need to spend £3000 in your first 3 Months of membership

BA Amex – 5,000 Avios Points when you spend £1000 in your first 3 Months of Membership.

BAPP – 1.5 Avios Points per £1.00 spent

BA Amex – 1.0 Avios Points per £1.00 spent

£195.00 annual fee for 20,000 extra Avios Points + 0.5 extra Avios Points per £1.00 spent.

My personal opinion is that 20,000 extra avios points plus 0.5 extra Avios Points per £1.00 spent does not justify £195.00 in annual fee’s!

Our Verdict / Recommendations

British airways American Express card vs BA Amex Premium Plus card 

When you compare the two cards side by side for benefits, there is not a lot between the two in our opinion.

For the £195.00 annual fee your getting 20,000 extra avios and 0.5 extra avios on your spend. You could argue that having to spend £10,000 on the BAPP card will get you an extra 5,000 avios points from your spend = 25,000 Avios Points in total for £195.00.

Using our Tip, simply by Upgrading your British airways American Express Credit Card to the BA Amex Premium Plus Card by one click in your account or by calling up Amex Customer Services, you can have exactly the Same BA Companion 2-4-1 Voucher with an expiry date of 24 Months instead of 12 Months currently offered by the BA Blue Amex card.

All you need to remember is to downgrade your BAPP card back to your BA Amex card once you have been notified your 2-4-1 Companion voucher is ready to use in your British airways executive club. If you do this before the end of your first month of having the BAPP Card, you will not pay any Pro-rata fee’s applicable.

The Rules when paying for the Tax element of your 2-4-1 voucher redemption are that you have to pay using your BA Amex card. In reality you can use any Amex card but best to keep the BA Amex to pay, remember its free!

How to get the additional Avios Bonus Points for Signing Up

BA Amex referral avios bonus

 

 

 

 

 

 

If you click this Link Here > British airways American Express Sign Up Bonus < and navigate to your preferred AMEX CARD, you will earn the additional Bonus Avios offer or alternatively CONTACT US.

As an additional Bonus, once your signed up, you can add a Supplementary Card holder to your account earning an additional 3,000 Bonus Avios Points = 9,000 Avios Points.

American Express have recently updated the Terms & Conditions relating to Customer Sign up Bonuses.

If you have held an Amex Point earning card in the last 24 months, Amex will no longer credit to your account the generous sign up bonuses.

We hope you have found this article educational to assist you in earning avios points for free & bagging that great 2-4-1 Companion Voucher. If you have any questions, please feel free to leave your comments below.




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